A review by the Citizens Advice Bureaux (CAB), printed in September 2005 discovered that 85 per cent of those that had attempted to work with their PPI policy had been unsuccessful and had his or her request turned down. Though perhaps not typical or representative of the wider view the CAB results make salutary browsing.People hoping to make ppi claims might discover the following cases practical in support with assessing the suitability of cover and the actual dangers of either deliberate or accidental non-compliance with the small print!Mrs T from London said that she was encouraged to take out insurance coverage when she took out a mortgage loan. When she hesitated over this the ‘helpful’ consultant advised it would certainly be a great idea ‘just in case’. Now she is expecting and unsurprisingly, is definitely not insured for maternity leave.Mrs V from Essex made her mortgage loan cover claim following being made redundant from her very well paid work having made installments for 3 years. She duly signed on with the Job centre as a condition of her insurance policy although she thought it impractical that she would likely come across a job as well paid as her prior position. This turned out to be the situation and following 3 months her Job centre consultant insisted she take a placement as a Filing Clerk. Mrs V regarded this type of job intolerable and unsurprisingly quit visiting the job centre and was therefore unable to pursue her claim.Mr S from Eastbourne as well as his wife had mortgage loan insurance policy on a £200,000 mortgage loan. Mr S lost his occupation but was not capable to be eligible for Job seekers allowance because his assets were far too excessive. Having paid £60 each month for security which didn’t materialise, Mr S stated he felt swindled.A self-employed gentleman from London was attentive to tick the appropriate boxes, read a PPI compensation guide and illustrate due diligence in performing his best to make sure he met the criteria for cover. When brand new work dried up for him he tried to make a claim, only to be told he would have to announce himself bankrupt before he would certainly meet the criteria. Mr T took out a mortgage loan in 1989 and his broker sorted PPI with the lender for him as a self-employed companion in business. Mr T clearly asked if he would likely be covered as a self-employed individual and was informed indeed. The business failed, he attempted to make a claim but was told the small print expressed it just covered individuals who were declaring joblessness benefit.